Aureus
AExcellent

Allstate Corporation (The)(ALL)

A

Financial data as of Dec 31, 2025Improving · Financials

FCF Margin14.7%Free Cash Flow / Revenue
Cash Conversion98.3%Operating CF / Net Income
Free Cash Flow$9.9B
Revenue$67.1B
Net Cash-$6.8BNet debt position
Debt / FCF0.8xManageable debt load
Current Ratio0.00Tight short-term liquidity
YoY FCF Growth+75.2%5 of 5 quarters positive

How This Grade Was Calculated

Base grade from FCF margin, adjusted by financial health factors

BaseB
→
+0.5Healthy FCF margin with manageable debt (14.7%, 0.8x)
→
-1Current ratio below 1.0 (0.00)
→
+1Strong YoY FCF growth (75.2% YoY)
→
+1Very low debt-to-FCF ratio (0.8x)
→
+0.5Highly consistent quarterly FCF
→
FinalA

Analysis Summary

Strengths

  • Healthy FCF margin (14.7%)
  • Very low debt relative to cash flow (0.8x)
  • Strong YoY FCF growth (+75.2%)
  • Highly consistent quarterly FCF

Concerns

  • Net debt position ($6.8B) — 0.8x FCF, manageable
  • Current ratio below 1.0 — tight short-term liquidity

Financial Breakdown

Key financials compared side by side

Margin Composition

FCF Margin14.7%
Net Margin15.3%
Operating CF Margin15.1%
CapEx Ratio0.3%

Balance Sheet Health

Debt, liquidity, and leverage snapshot

Net Cash-$6.8BNet debt position
Debt / FCF0.8xManageable debt load
Current Ratio0.00Tight liquidity
Debt / Equity0.26Low leverage

Quarterly FCF Trend

+75.2% YoYImproving (+75.2%)

Free cash flow per quarter

Sector Comparison — Financials

FCF Margin ranked against sector peers

View all →

Detailed Metrics

Company NameAllstate Corporation (The)
SectorFinancials
Free Cash Flow$9.9B
Revenue$67.1B
Net Income$10.3B
Operating Cash Flow$10.1B
Capital Expenditure$228.0M
FCF Margin14.7%
Cash Conversion Rate98.3%
Net Margin15.3%
Total Debt$7.5B
Total Cash$678.0M
Net Cash-$6.8B
Current Ratio0.00
Debt / Equity0.26
Debt / FCF0.8x
YoY FCF Growth+75.2%
Positive Quarters5 of 5
Trend DirectionImproving
Report DateDec 31, 2025
GradeA
Data SourceYahoo Finance